The three classes of drugs — widely used antidepressants,
antipsychotics and drugs that suppress the immune system to prevent the
rejection of a transplanted organ — have enjoyed special "protected"
status since the launch of the Medicare prescription benefit in 2006.
That has meant that the private insurance plans that deliver
prescription benefits to seniors and disabled beneficiaries must cover
"all or substantially all" medications in the class, allowing the
broadest possible access. The plans can charge more for costlier drugs, but
they can't just close their lists of approved drugs, or formularies, to
protected medications.
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